Gem Visa Interest Free Finance
The smarter way to pay for things you really want today. Manage your payments over time, without paying any interest during the interest free period.
Apply online and get a response in 60 seconds.
Start shopping straight away.
Pay no interest during the promotional period.
Any of these four cards can be used to make Interest Free purchases:
If you don't have a card yet, you can apply for a Gem Visa online and get a response in 60 seconds.
Can I choose which interest free promotional offer I use?
The interest free promotional offer is determined by the store you're shopping at. Stores run different interest free promotions at various times of the year. Ask in-store about the interest free promotional offers that are currently available.
Can I use my card to make additional interest free purchases?
Yes. As long as you don't go over your credit limit and are shopping in a participating store.
What is the minimum purchase amount for interest free?
Minimum purchase amounts start as low as $300, and will vary depending on the length of interest free term, and the store you're shopping in. Talk to the salesperson in the store to find out more.
When does my Interest Free promotion start?
Your interest free period begins once you have received your goods.
Do I have to pay off my interest free purchase before I can use my card again?
No. Providing you have sufficient available credit left on your card, you can use your Gem Visa card as often as you like.
*Conditions of Interest Free: *Approved customers only. Available on advertised or ticketed price, from participating JAX Tyres stores. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions. Also available to GE CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.
* Conditions of 6 and 12 months interest free: Minimum spend is $300 for 6 months interest free and $500 for 12 months interest free. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.